On The Consumer Credit Risk Prevention Legal Issues

With the development of China's consumer credit market,China's consumer credit market has many problems;The core problem is risk prevention.In China,consumer credit risk prevention legal system is not yet perfect,resulting in the consumer credit market instability.In this paper,to improve consumer credit risk prevention system and concrete construction,with a view to the promotion of consumer credit risk prevention to improve the legal system.With the analysis of the causes consumer credit risk and Claim's modern consumer credit market,we can develop consumer credit risk prevention legal system.Compared with Britain and the United States and Japan to guard against the risks of consumer credit has done a review of the legal system and learn from their legal system to guard against the risk of specific risk prevention system to analyze the advantages and disadvantages.In particular,from a legal point of view of the U.S.subprime Mortgage crisis,proposed the establishment and improvement of risk prevention is the development of the legal system the only way for the consumer credit market.