Study On The Protection Of Bank Creditor's Right

The protection of bank Creditor's fight is not only related to the development of banks,but also influences social stability.Until now the global economic crisis is still spreading over all over the world.In fact,it is caused by U.S.Subprime Lending Crisis.From this Financial Crisis,we should realize that it is very important to strengthen bank creditor's right to guard against financial risks.The protection of the bank creditor's right need cooperation and joint efforts of banks'staff member,external market main body and intermediary agencies.This "job" is very complicated,the aspects it involves are a range of difficulties and high risks.All these problems need the adjustment of legal means.We must bring the protection of bank creditor's right into jural orbit,so that we can protect the bank creditor's right.we should improve the provisions on bank creditor's rights from the source.At the same time,we should strength the prevention of bank creditor's right,so that we can protect the litigants' right,especially the banks' right.This paper starts with bank debt disputes,will dissecting the prevention of bank creditor's right and related laws and regulation,so that we can put up suggestions and countermeasures.This paper is divided into five parts.The first part analyzes the disputes which is caused by both the internal and external factor.The second part mainly expounds the influence of the existing laws and regulations on bank creditor's right.The protection of bank creditor's right concerns several department laws and we will mainly discuss the related acts.The third part mainly concerns the prevention and countermeasure of risks which are caused by two most important business of the banks(bank credit business and consumer credit),the former is usually the base of disputes between banks and enterprises,while the latter is most vulnerable to cause the disputes;The fourth part will discuss the current available regulations that we can use to protect bank creditor's right and summarize countermeasures and preventions of risks,then put up legislative proposals and other corrective measures.