Research On The Crime Of Insurance Fraud

Insurance fraud is a new type of crime with the development of insurance industry. However,its severe form has attracted the attention of society with the insurance industry's flourish and the form of insurance fraud also has significant changes,for example,changes of main body,changes of criminal means and changes of the object.So we should strengthen the study of insurance fraud prevention,and better regulate.The main body of the crime of insurance fraud is special subject,that is insured,the insured and the beneficiary,including natural and unit.Insurers,accident insurance experts,witnesses and the property assessment can constitute the crime of accomplice.But they cannot become the main crime of this crime.The author suggest that take the main body into the insurance fraud.Insurance fraud's subjective is a direct deliberately subjective,and should be for the purpose of illegal possession.Insurance fraud has five action which was be ordained the Penal Code section 198. We will describe the five types in this paper separately.When proceed to the crime of insurance fraud is the time of insurance companies to pay insurance money.Finally the author statement the reasons of the formation and how to improve it.