Investigation Of Legal Problems Of Credit Gurantee Financing Of Agriculture-Rural Region-Peasant

The matters concerning agriculture, rural regions and peasants of financing supported insufficient in recent years the problem of financing academic and economic circles to explore the hot issue. As China's new rural construction progresses, the problem of financing has become an important factor restricting the development of three rural issues. To credit guarantee as the intermediary, and guide social capital in particular, bank credit to the three rural tilt to accelerate economic development in the three rural issues of great significance. But the face of our country's credit guarantee industry specific legal issues, the existing law forward-looking enough, has been missing or not be adjusted, the relevant legal system in place, led to the credit guarantee system in rural areas it is difficult to implement.This paper hopes to explore ways to solve the point of view of difficulties in financing the problem, propose to build China's legal system, what credit guarantee financing of the idea. The paper on the subject of credit guarantee financing of the connotation and extension of a discussion on the credit guarantees to finance the legal analysis:define the credit guarantee financing of the legal nature of the legal relations, legal value. Analysis of the three agricultural credit guarantee financing of the legal system, lack of legal awareness of the causes and reasons, as well as the establishment of three rural finance in China's credit guarantee the feasibility and necessity of the legal system. At the same time, the article inspect foreign-related legislation, combined with the existing legal system, China's current brief assessment, provide a reference for the future of China's legislature.The article focused on financing and credit guarantee of legal issues related to a more in-depth study, in this based on the legislative proposals. Analysis of China's current imperfections in the credit guarantee system, the level of administrative rules and regulations should be made to complete the credit financing to build the basis of the legal system work to solve practical problems point of view. Proposed the policy of the credit guarantee financing also proposed three rural credit financing to build the legal system should be complete a few basic questions:in an organization can establish and improve the legislative organization system, dilute the administrative interference colors, take the way to improve corporate governance and improve efficiency; in risk prevention and control law, we should establish the overall concepts, adhere to the principle of risk-centrism, from the role played by each of the sessions so that all links with each other, to create synergy; in the supervision of law in the form of legislation to establish and improve the credit guarantee regulatory agencies; in from the legal responsibility to encourage the finance and the promotion of development objective, to increase civil liability for breach of promoting the relevant subjects and trustworthy, dishonest side to increase default costs, while increasing criminal penalties and addition of the chief asked accountability.