Legal Issues Study On Commercial Banks Market Exit Supervision In China

All the countries very concerned about the commercial banks failure, because it will bring entire financial system and whole economic development the negative impact.When a commercial bank faced with crisis,supervision department will not timely take measures to let it exit from the market, but to rescue the bank from crisis,regardless of expenses.This negative manner brought high price.After experiencing several serious crises and making profound reconsideration,various countries started to value the functions and significance of the market exit supervision legal system seriously, they carried out much effective practice. Mean while, the correlative international organizations also positively analyzed the experience and lessons of the various countries'pratice,they made some summaries and put forward relevant constructive directions for improvement and development of commercial banks market exit supervision legal system.china recently has carried out much work in improvement and development of the commercial bank market exit supervison legal system,and has obtained very great progress.However,at present in China,there is still much deficiency in this field.This thesis firstly introduces the correlative concepts about crisis rescue measures, market exit method and market exit support system the three aspects as well as the economic and legal foundation on commercial banks market exit supervison. Secondly, the thesis details relevant commercial banks market exit supervison legal system and representative practical experience in foreign countries,and summaries the deficiency in relevant field in China.Finally,the thesis puts forward some suggestions in improving the Last Lender Resort and Receivership these crisis banks rescues measures,perfecting Closure these crisis banks market exit method and building the Deposit Insurance System which is crisis banks market exit support system.These legislative suggestions may help to build and perfect the commercial banks market exit supervision legal system in China.