Legal Research For The Perfection Of The Compulsory Liability Of China's Traffic Accident Vehicle Insurance

The compulsory liability of traffic accident vehicle insurance is defined by that the insurance company will pay for the compensation within the limits of the compulsory liability of traffic accident vehicle insurance,except the insured victims of the vehicle itself and personal injury, property loss.After the implementation of compulsory liability of traffic accident vehicle insurance,whether the insured was responsible in a car accident, insurance companies will pay for the compensation according to relevant laws and regulations,and compulsory liability of traffic accident vehicle insurance policy for specific provisions,within the limits of liability for compensation. Compulsory liability of traffic accident insurance, it is a great value for the development of China's road transport system.With the implementation of Road Traffic Safety Law and Compulsory Motor Vehicle Insurance Regulations, China's compulsory liability of traffic accident vehicle insurance as the main security system, social relief fund to road traffic accident compensation system for the secondary vehicles compulsory insurance system.In China, the compulsory traffic accident insurance regulation exerts important influence in many aspects.However, due to the insufficiency of the regulation itself, there are many problems and contradictions in its practical implementing course. They are mainly reflected in the limits of the compensation, traffic accident insurance's compensation rate was too low and the victim salvation system is inadequate.This thesis uses the method of legal principle and comparative laws, analyzed the fundamental legal system of our country's compulsory liability of traffic accident vehicle insurance,and make a research in these problems,and put forward some suggestions on how to consummate the compulsory traffic accident insurance expense rate and the compensation quota. At the same time,with the rule of law, improving the compulsory traffic accident liability insurance system defects, strengthening the convergence of the relevant functional departments and other aspects of the system.Consummate the Compulsory Motor Vehicle Insurance mode transition requirements at the new society environment, to promote the development of the compulsory liability of traffic accident vehicle insurance.