Research On The Countermeasures Of The Huge Indebtedness Problem In Chinese Universities

The 20th century in the late 90's, China's economy has experienced since the reform and opening-up after the sustained and rapid growth, facing an unprecedented extremely complicated international and domestic situations. Mainly for lack of demand, economic growth is weak, repeat the construction of serious structural imbalances in the economy, the shortage of budget funds, the financial macro-control function of weakening. In order to change the difficult situation of economic development, adopt a prudent monetary policy and active fiscal policy for macro-control is to achieve sustained, rapid and healthy development of an important guarantee. Higher education is considered to stimulate consumption and increase investment in the role of economic growth, it is a pro-active fiscal policy implementation process, higher education has been incorporated, becoming an important component of the country's economic policy. Encouragement from the Government, institutions of higher learning began a vigorous expansion, this process of popularization of higher education in China to start.With the rapid expansion of higher education, my education and teaching resources for colleges and universities full of tension. In the lack of financial input, college tuition increases for space-constrained circumstances, loans to commercial banks to raise funding for education has become the preferred method of colleges and universities. Loans to solve the cause of the higher education in the development of many practical difficulties, the expansion of the educational resources, On the other hand, huge amounts of loans to colleges and universities a huge financial risk and repayment pressure .Many schools have entered a peak period of repayment, the payment of principal and interest is the huge number of colleges and universities into the "inability to repay," and financial "difficult" situation embarrassing. Since then, the debt problems of colleges and universities has been widespread concern in the community.In this paper, a large number of China's institutions of higher learning the status of liabilities, causes of debt management problems in the analysis, And 2 universities as an example of empirical research, in order to make some risk-prevention methods and strategies for solving problems. Hope that the success of our colleges and universities to solve a large number of debt issues, to promote the harmonious development of China's higher education to do a little humble.