On The Problems And Solutions Of Non - Governmental Loan

Private lending, refers to the financing activities for raising money purpose of thenatural persons, legal persons and other organizations outside the formal financialinstitutions which are approved establishment by country’s relative laws.The topic of the private lending has attracted much attention in recent years,especially the outbreak of the wu ying case pushed it to the forefront. What is socialinfluence of the private lending? how to face the problems, how to guide the privatelending to sunlight and normalization? how to make it to be powerful impetus to socialand economic development together with the formal financial under the supervision oflegal system has become an urgent need to be solved in current.This article aims to make relevant responses on the basis of the comprehensiveanalysis for the current situation of private lending, and focusing on the legal regulation.The first part of the Paper is the concept of private lending, characteristics, the forms andso on; The second part further distinguishes between the informal lending and relatedfinancial crime to justify the private lending and analyzes from the perspective all aspectsof the folk lending problems of the current in-depth; The third part find a way out on thebasis of the study of the private lending in china.