Design And Implementation Of The On Demand Loan System

On demand loan system is designed for loan business's flexibility and workflow management.A flexible system needs a lot of setting-up parameters. The product setup should also be based on the parameters. It includes all the elements in the loan business. By the combination of these elements, we can have thousands types of loan product, which can meet the varied requirements for the loan business.Workflow management is the trend of loan business and the solution to prevent the risk of loan management. Our system uses products to drive the workflow. The rules and conditions of the workflow are also based on the parameters.So, the product, the workflow and the parameters are integrated in our system.Our system also has day end batch, G/L and report modules. These modules are low coupling and can be used independently.At last, our system can be changed when the business is changed. So the banks needn't to replace the system as the business changed. The banks can also maintain the system by using parameters, so that they can reduce the maintenance cost of the system.