On-line Bank System Analysis, And Its Design And Realization In Changsha City Commercial Bank

In recent years, On-line Bank, the brand-new interactive service channel has been recognized and adopted by more and more domestic and foreign banks. Commercial banks utilize Internet technology, network security technology, digital communication technology and database technology, all these computer technology to expand business, and to provide better service for customers. It has become an inevitable trend to push banking business on line, one of the representatives of web applications the banking industry will future develop.This article has been thoroughly analyzing the developing tendancy and the applicaition status of domestic and foreign On-line Bank systems, then studied the fundamental theory on On-line Bank with emphasis, including the basic characteristic, the organization classification, the business range, the system structure, the establishing process, as well as On-line Bank security technology.The Changsha City Commercial Bank (CCCB) On-line Bank system was the first one of city commercial banks in Hunan province. This system embraces the idea of "feature founds our bank", and realizes a batch of businesses featuring CCCB, and has powerful extensibilities, expandibilities and security capabilities. This article has carried out business requirements analysis, service flow analysis, system oerverall architecture design (including development and running platform design, security design, inter-system communication interface design). This article has laied emphasis on system functionability, system application platform, system key technology, the project implementation, and has offered design and system implementation.The CCCB On-line Bank system presently comprieses enterprise On-line Bank system, personal On-line Bank system, backstage management system, information publication system and user registration and management system (RA) , all the five major parts. In the system design, this article has considered and utilized various security technologies, and has formed an integrated multi-level security control strategy that covers application level, communication level, network level, systematic level security technologies. This system has adopted the NETBANK application development platform based on J2EE technology, and implemened the transaction interfaces to the Intermediary Business Platform System (IBPS), to perform data exchange between the multi-systems.