Establishment Of Operational Analysis System For Huaxia Bank

The information and data are precious capital for the banks, but nowadays we couldn't accurately and efficiently calculate the customers' contribution ratio, operational cost and profitability of the product and channels of distribution to facilitate management, analysis and forecast in the market. It is really a task to make sure how to use the data and how to refine valuable information from it while as many specialists claim that the establishment of an internal Data Warehouse would be the settlement.In consideration of the demands at present and in the future, the commercial bank needs to design and apply a management-oriented datacenter (operational analysis system) that stores operational data for each sector and then pick up and process managerial information totally based on this system.The operational analysis system based on bank's basic background data and business data takes the whole personnel, branches and subsidiaries, major clients as object through product routs to appraise the operation and the performance and do the balance sheet analysis. Owe to the flexibility and variability of systematic function and parameter, we could reply to the modification of measures for evaluation and analysis quickly and suitably, which would ensure the improvement of the overall management.A commercial bank could integrate operational data, fiscal statements and OA systems of peripheral sectors such as conglomerate department, credit department, clearing house department and card department to a independent Data Warehouse facilitating the daily operation and management, and further more the extended applications as appraisement, balance sheet analysis, management level decision-making, etc.