Study On Corporation Credit Archive Management System

Modern market economy is credit economy based on legal system, highly developed credit system plays an active role in effective allocation of market resources. Constituting corporation credit archive is consequentially required to standardize the market economic order and enhance corporate credibility construction.Corporation credit archive is a set of papers, certificates, report forms and audio-video products etc. that memorize, reflect or prove a corporation's credit status on management, marketing, financial, tax or duty-paid, quality, technology, corporate behavior, Trademark Registration and other aspects. Corporation credit archive should contain the following contents: basic situation of the corporation, enterprise economic situation, credit recordation of the corporation, social credibility and credit information and credit review information.There're two aspects of the effect of corporation credit archive. Corporation credit archive plays an active role in business assets, capital operation, financing market, open up the market, creating a brand-name products and establishing a brand effect. On the other hand, it plays a supervisory role in enterprise development.After defining the concept and effect of corporation credit archive, this paper discussed the definition of corporation credit archive management system. And corporation credit archive management system should be described like this, it's a whole that its connotation and extension achieve a state of unity, and it's posed by corporation credit archive related things. The factors of corporation credit archive management system are the legislatures, the government departments, the archives, the credit agencies, the social regulatory bodies and the corporation itself. Presently, there are there main kinds of corporation credit archive managementsystem, they are government departments leading, archives leading and credit intermediary leading corporation credit archive management system.The limitation of government departments leading corporation credit archive management system is that in the collection of corporation credit archive information, this system only can ensure the comprehensiveness and timeliness information within the scope of industry.There also are limitations of taking the archives as the principal part of the corporation credit archive management system. First, the archives pay more attention to the collection of corporation and government credit archive. Corresponding, they pay less attention to the collection of individual credit archive. So it goes against the foundation of the whole credit archive management system that taking the archives as the principal part of the corporation credit archive management system. Second, it may obstruct the usage of the corporation credit archives. Last, it's unpractical that the archives found a corporation credit archive management system on their own.Our country can't found a credit intermediary leading corporation credit archive management system now, because we don't meet the conditions for doing this. There isn't sufficient competition in the market. There aren't enough credit archives to meet the needs of business. Also, the laws of credit are almost empty.I got the conclusion that the there main kinds of corporation credit archive management system all don't meet the needs of our country after the analysis. We should found a cooperative corporation credit archive management system.And the innovation of this paper is the foundation of the cooperative corporation credit archive management system. The government departments own a mass of corporation credit information. The archives specialize in archive management. And the purpose that the credit agencies collect the corporation credit information is to offer the use of it. So in the cooperative corporation credit archive management system, the government departments take charge of the collection of corporation credit information; the archives are primarily responsible for the description, conservation and updating of the corporation credit archives; the credit agencies are in charge of the utilization of the corporation credit archives.In addition, there are other factors of corporation credit archive management system. They are the legislatures, the social regulatory bodies and the corporation itself. They play the supporting roles in the system. The corporation itself should cooperate with the government departments, offering the real corporation credit information. The legislatures should develop laws of credit and credit archive. And the social regulatory bodies should mobilize the strength of the community, supervising the work of corporation credit archive management.