Research On Enterprise Architecture Management Practice In Bank X

With the entry into 21st century,the informationization of commercial banks has experienced a remarkable progress in China.Meanwhile,with the increasingly fierce competitions in the market,the managerial and operational trend of banks toward the nature of service industry is becoming increasingly apparent.As information becomes one of the important strategic resources,the ability to master and utilize the information has become a core competitive power for commercial banks.However,because of the neglect of Enterprise Architecture Management(EAM) and the inadequate investment in the process of informationization construction,commercial banks in China have been encountering many grim challenges,such as:the high price of informationization construction, isolated information resources,poor flexibility,etc.As a result,the poor ability of EAM has exerted a bad influence on the sustainable development of commercial banks.This study explored the practice of X bank's corporation construction management.Based on the introduction about its process of informationization and development characteristics,the study analyzed the existing problems and causes in its EAM.In addition,based on the related theories about framework for IT Governance and framework for EAM,this study discussed the layout,implementing, performance assessment and continual improvement in EAM,aiming at solving the existing problems of X bank.Also,some relatively advanced technology and tools were introduced in the study,which hopefully can lead to an overall planning for X bank to improve its EAM.The study first introduced the development trend of the banking sector.Also, the study background and related studies on EAM at home and abroad were illustrated,followed by an overview of framework,EAM and theories on framework for IT management and project management.Then,the development process of X bank's informationization construction and its characteristics were briefly introduced. By analyzing the existing problems in X bank's informationization construction, such as the highly coupled application system,instable data quality,the lack of technological standards,the difficulty in controlling investment,the inevitability and significance of applying the EAM to X bank were proved.Next,based on the classical theories on EAM,a management framework was put forward for X bank and the guidance,objectives and principles for implementing the EAM were also introduced.After that,the study goes to the process of implementing EAM and its characteristics,followed by building a model to assess its performance while X bank was implementing EAM.Finally,by applying qualitative and quantitative analysis, the effects of EAM on X bank were evaluated,and the general rule that EAM needs continual improvement was revealed.This study is not only helpful for X bank to improve its EAM,but also meaningful for other commercial banks in China to refer to.