Study The Securitization Of Assets Of Our Country

Through the reform and opening-up of more than 20 years , economy of our country has already made enormous progress .But in the development of economy , some questions have appeared like this , like that, the non-performing assets of the state-run commercial bank is this one of the most serious economic problem. Since the end of the 1990s, our government, bank and scholar began to notice the serious question of non-performing assets of state-run commercial bank. A lot of people begin to study, discuss how about solve this problem, and propose various schemes .Among them, some scholars have noticed this innovative tool of finance of the securitization of the assets, studied it, and hoped to find one method which can solve non-performing assets of the bank .This text begins to research of the securitization of the assets in such a historical background.Through studying the western financial development history of more than 30 years, we find that financial globalization, integrate, and the securitization are the historical trend of financial development of the future. The securitization of the assets is regarded as the most important innovative tool of finance adapting to the trend, and will play a more and more important role in future economic development. It is the necessity of history that a country will implement the securitization of the assets .The securitization of the assets is the certain extent developing result of economy, society, science and technology, humanity, legal system, etc. of a country or a region.Assets securitization ability reflects the capacity of one country or area launching securitization in one national objective condition. Ability of securitization can appraise objectively one country or region is suitable to launch securitization of the assets. This text probes into the size of the ability of securitization assets of our country through the study on securitization ability .We make scientific analysis, appraisal about suitable to launch the assets securitization work in present social state of our country. On this basis, we have studied, probed into the first-selected scheme of the securitization of assets of our country --Securitization of non-performing assets of state-run commercial bank. We used four matrix of management science to research that those bank non-performing assets are suitable to securitization of assetsThis text has studied the developing history , theory source and course and foundation of technology of the securitization of the assets in the system. We make some studies innovatively of securitization of assets of our country as follows. First of all, this text structures a appraisal system of assets securitization ability, on the basis of further investigating influencing factor of...