Research On The Financial Support Problem In The Agricultural Structure Adjustment Of Shandong

The now-implementing strategy of adjustment of the agricultural structure is the basic exit to increase agriculture efficiency, to increase farmer's income and promote the economic development of villages. It can not only raise the agriculture production efficiency, increase farmer's income, promote technological expansion in agriculture and raise the competition ability of the agricultural product, but also promote the village surplus labor force transfer, optimize the village employment structure, accelerate the steps of the city and country orchestration. However, the experience fulfillment enunciation that the adjustment of Shandong agricultural structure shows the capital missing problem already hold back the step of the adjustment of Shandong province agricultural structure seriously. General speaking, the mainly funds devotion to agriculture includes the government public finance to pay the agriculture expenditure, the farmer ego devotion and finances to believe the loan funds. But along with the gradual establishment and perfection of the our country's market economy system, the government conduct and actions devotion corpus will die down further and gradually in the function of tiny view from now on, peasant inside backlog ability is lower because of the factor being subjected to the income, the devotion to agriculture in short term will not change greatly. Therefore, finance support becomes inevitable choice to satisfy the funds need and finance service of the adjustment of agricultural structure naturally. But in recent years, with the continuously and deeply turn of financial system reform, the agriculture bank withdraws the management net in village in order to pursuit of its maximize profits; the development of agriculture bank to atrophy gradually and its function is too single; the commercial management of the village reputation agency seriously and its service function is not perfect; the development of the agricultural insurance and the village capital market slowly, result in thefinance of the large village region supply signally, the supply of finance serves and financial product are laciness, and it can't satisfy the request to the village finance of the adjustment of Shandong agriculture structure basically. Therefore, from now we must turn the financial system of village reform further and deeply, and enlarge the strength of finance supports of the adjustment of Shandong province agricultural structure.This text is on the basic of analyzing of adjustment of Shandong province agricultural structure in dynamic state and static states, and from the analysis of funds supply commence of the adjustment of Shandong province agricultural structure, points out that financial support is the inevitable choice of the adjustment of Shandong province agricultural structure, and further analyzed the problems and reasons of finance support to the adjustment of Shandong province agricultural structure, then puts forward the homologous suggestions.The main research contents include following few parties:The first part is preface. It introduces the basis and meanings of the problem, points out the urgency and the importance to strengthen the finance support to the adjustment of Shandong province agricultural structure. Then, it introduced the research contents and methods of this text, and the theories foundation of the research.The second part analyzes the adjustment of Shandong province agricultural structure overall from dynamic state and static state, and lays the foundation for following research of each part. First, it defines the content of the adjustment of agricultural structure; second, it investigates the history progress of the adjustment of Shandong province agricultural structure in dynamic state; third, it compares the new adjustment of Shandong province agricultural structure with the former, and explicates the strategic meaning of it; forth, it analyzes the present condition of the adjustment of Shandongprovince agricultural structure in the static state, points out that although it has obtained a good result in the stage, it still needs to optimize all various of factors especially funds factor if it wants to be realized the strategic adjustment of the agricultural structure.The third part analyzes the funds supply and need conditions of the adjustment of Shandong province agricultural structure. It gets the conclusion that financial support is the inevitable choice of the adjustment of Shandong province agricultural structure by analyzing each of agriculture corpus devotion in character and quantity.The fourth part has argued that the financial support is the inevitable choice of the adjustment of Shandong province agricultural structure by analyzing the function of finance support in it and forecasting the future of financial action. Finally, it analyzes adjustment's request to the financial support, and provides the basis for the further analysis of behind.The fifth part analyzes the problems and reasons of the finance support to the adjustment of Shandong province agricultural structure. First it analyzes the problems, include:Firstly, the total amount of finance supply is shortage, and it can't satisfy the funds need of the adjustment of agricultural structure; Secondly, the structure of finance supply is not reasonable, and it affects the direct and promote function to optimize the agriculture structure; Thirdly, the financial service is single, it can't adapt the agricultural structure adjustment's diversify needs to financial service. Then, it analyzes the reasons of these problems from the financial need, finance supply and the exterior environment. It includes: information dissymmetry between the peasant household and the financing institution, high trade cost, bad ability of the mortgage guarantee; the increasing stroke category and risk degree in adjustment of agriculture structure; the regular village finance suppliers is single, and it has function blemish; the folks borrows lack of management; the reputation environmentand policy environment are not perfect, etc.The sixth part is the suggestion of the finance support of the adjustment of agricultural structure. First is to change the idea, strengthen the understanding, participate and push the adjustment of Shandong agricultural structure actively; second is to turn the financial system reform of village deeply, develop the capital market, expand the margin outlet and build up diversified village finance organization system; third is to perfect the compensates mechanism and risk guards from inside and outside; fourth is to improve the finance development environment by growing the good reputation environment, policy environment and charge environment; fifth is to definite the main points of finance support, and support the adjustment of agricultural structure validly.