The Supervision Of Enterprise Annuity In China

With the development of society and economy, the function of social insurance is not only limited in mitigating the contradiction between the labor and the employer. It must improve the development of economy. It not only ensures the equity, but also improves the efficiency of the economy. Under the pressure of finance and aging population, many countries reform their old endowment insurance system. The new system is composed of three parts: social primary pension, enterprise annuity and personal saving pension. Chins started the development of enterprise annuity in 1990s. Through ten years' development, we have gained some progress. But there are also many problems baffling the development of enterprise annuity. The purpose of the essay is to analyze the reasons that baffle the development of enterprise annuity in China. By referencing some experiences in some countries, it puts forward some suggestions of supervising the enterprise annuity in China.The essay consists of six parts, and the main ideas are as follows: Chapter one is the introduction. It provides the meaning of the research to the enterprise annuity.Chapter two is the summarizing of enterprise annuity. The emphasis is placed on the concept of enterprise annuity, the basic conditions of establishing enterprise annuity, and the meaning of developing enterprise annuity in China. Chapter three is the general comprehension to enterprise annuity. Chapter four is about the problems in the development of enterprise annuity. It elaborates the ten yeas' development of enterprise annuity in China, analyzing the reasons why it develops so slowly in China.Chapter five is about international experiences and references. First, it analyzesthe related experiences in America and Hongkong. Second, it analyzes the references of their successful experiences of their successful experiences.Chapter six is the framework of enterprise annuity. The chapter is the core of this essay. The supervision to enterprise annuity is the important part. First, it analyzes the supervision of enterprise annuity from the point of government. Second, it analyzes the management from the point of company. Last, considering the specific situation in China and referencing international experience, it forms the framework of enterprise annuity's management and supervision.