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The Analysis On The Yield And Risk Of Securitization Of Commercial Bank Loan Asset

Posted on:2006-02-02Degree:MasterType:Thesis
Country:ChinaCandidate:W W LiFull Text:PDF
GTID:2179360155963636Subject:Finance
Abstract/Summary:PDF Full Text Request
Loan assets securitization is one kind of financial innovation, which combines every part that dissected and probably contradicted with each other on the interest into a whole system. The securitization is appreciated by commercial banks for its function of transferring the risks, which is also polishing up the balance sheete and enlarge the credit. The investors buy ABS or MBS for the high yields although with high risks. From the angle of financial system, securitization improve the efficient of it and decrese the risks of financial institutions .In recent years, securitization developed fastly in the matured financial markets.like other financial innovation, securitization is not only depend on the environment of financial system, but also scale of financial market. Therefore, it has special start point and path in china, besides its general function. It will bring special meaning to Chinese financial system. The paper is centered the risks and yield of securitization, on one hand analyses the functions of the institutional arrangement which filter the risks and increase the credit, on the other hand study the price with adjustment of time and risks. It tentatively gasps the clue and casts the light on the institution arrangements.
Keywords/Search Tags:Securitization, Risks, Yield
PDF Full Text Request
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