The Study On The Market Development Of Liability Insurance In Our Country

With the development of socialist market economy of our country, as a kind of insurancewith strong functions on social management, the effects of the liability insurance appears dayby day. However, as a whole, the present situation of the liability insurance in our country isstill at the primary stage, the market share and the growth rate is far below the level of thedeveloped countries. How to actualize the rapid development of the liability insurance is asignificant problem the insurance being faced with.This article approximately describes the present situation of the liability insurancemarket in our country, based with the data analysis, combining with the develop situation andexperience revelation in foreign countries, and raises the strategies on promoting thedevelopment of the liability insurance of our country. The text divides into four parts todissertate:Chapter one, a summary on the liability insurance. It shows the conception, characters,classification and evolution of the liability insurance, as well as the significance of developingthe liability insurance.Chapter two, an analysis on the liability insurance market of our country. It illuminatesthe developing situation of the market of liability insurance of our country, analyzes the statusin quo and the impact factors of the supply and demand of the market.Chapter three, the situation of the liability insurance market in foreign countries and therevelation to us. It finds out the shortage of the development of our market of liabilityinsurance according to those in the USA and Japan.Chapter four, the countermeasures and suggestions on quickening the development ofour market liability insurance, which is raised from the viewpoint of establishing the suitableenvironment on jurisprudence, economy and policy, and strengthening the management of theinsurance.The innovation points of this article lies in that, it raises feasible measures andsuggestions on idiographic developing strategies by using the foreign experience forreferance.