A Research On International Settlement Risk Of Enterprises

People pay more attention to the effect of international settlement because it as a bridge links the international economic trade well. It involves several nations , enterprises and banks in international settlement business , so the time spending in accomplishing the whole business is longer. This leads the emergence of a large variety of influence factors which will bring kinds of risks during the operating. Currently, scholars' research of the risk in international settlement is primarily about the risk in commercial bank, and have been formed certain theories about the risk analysis, managements and measures against risks. Nevertheless, they neglect the importance of international settlement risk in enterprises including imports and exports, just advanced some normal measures when they study the particular way in international settlement like L/C. Owing to this, I choice international settlement risk in business enterprises as the research object, using synthetic theories and some interlinked subjects, try to analyze the contents of international settlement risk management in enterprises and set up a theories frame and the evaluating system. In order to against the risk, reducing the cost that cost by the risk, from the perspective of quantitative and qualitative analysis angle, the paper analyses the theory of international settlement risk in enterprises and produces some measures. Hope the paper can enhance the benefit and utilizing rate of the social resource by provided a theory and a useful method.This paper tries to analyze the risk and the theories in the enterprises' activities of international settlement to provide a basic reason of measures against international settlement risk from systematic reasons and knowledge in economics, managements and the laws. On the whole, this paper includes 5 parts:(1) Basic knowledge about international settlement. This part introduces the contents, characters, factors in international settlement, also explains the large actions and tendency developments in the future during the devolution of international currency.(2) International settlement risk in enterprises. This part minute shows the different forms of settlement risk base on the describe about basic concepts of international settlement risk of enterprises.(3) International settlement risk managements in enterprises. This part'sdescription about international settlement risk in enterprises is on the process, the functions, and methods of risk management. It also analyzes the management emphasizes of price risk, credit risk and pure risk, mainly discusses the key points about controlling the credit risk in enterprises.(4) Evaluation of international settlement risk in enterprises. This part first analyzes the principles about the evaluation of international settlement risk. Second, it values the credit system about the companies in the commercial trade by methods of fuzzy mathematics and measures the nations' risk. It also cites evaluation indexes from 3 main fact, 8 subaltern factors which should be attended in actives of international settlement. Third, it analyzes the international settlement risk through ANN, game theory and reciprocity comparative principle, and brings forward the forecast model of the BP neural network. Last, this part compares the risk extent about the sort of international settlement in imports and exports, analyzes the effect factors about why enterprises choose this certain sort of international settlement, and describes the traits about several combines of ways of international settlement used usually in enterprises doing foreign trades.(5) An empiric analysis. This part takes Tianlong Company as an example. The theories of international settlement risk management are embodied in the analysis of this example. And hope the measures can provide an practice use about international settlement risk prevention in enterprises.