A Reasearch On The Medium And Small Private Enterprise Financing Policy

Financing question of the private enterprise especially the medium and small private enterprise is a world difficult problem , medium and small private enterprise financing besides enterprise's own weak tendency difficult problem of China, and very obvious systematic defect . This text regards general problem that the medium and small private enterprise exists as the break through point, point out through analysing: The financial market of our country is a financial market suppressed ; The financing environment of the medium and small private enterprise of our country and economic structure are asymmetric. Government people for carry on disposition of resource not financial,receive obvious distortion of financing ability of enterprise; Small and medium-sized enterprises generally have financing difficulty, no matter the medium and small private enterprise is other source financing or endogenous financing is beset with difficulties. The medium and small private enterprise has financing that is discriminated against in the course of developing, for example ownership is discriminated against, the lending market discriminates against, the capital market discriminates against etc., folk support of capital very limited. Origin analyse set out from medium and small private enterprise financing environmental current situation between analysis and system, draw lessons from and support the main policies and measures of medium and small private enterprise foreignly. The article has proposed that a series of solves the policy recommendations of the difficult problem of financing of private enterprise, from perfecting the financial system , accelerate the reform , especially financial administrative structure reform to read, should break private enterprise financing difficult system fetter , is it favorable to private enterprise system of financial institution of development to construct as soon as possible; From strengthen credit institutional improvement , set up medium and small private enterprise guarantee system think, should create the good economic social environment for financing in the private enterprise ; From develop risk investment watch , should improve of our country risk investment source single realistic state, widen the risk investment channel . With the gradual establishment and perfecting of the market economic system, the development and improvement of the financial market, policy environment improve and not complete, risk investment too further foundation and perfection mechanism, should also set up the second board market of China , develop direct financing; Meanwhile , also want the related system of advancing and perfecting financing of medium and small private enterprise systematically.