Listed Bank Performance Empirical Research

In this article, I Chose eight representative listed banks at home and aboard, analyzed earning power, liquidity, safety and market risks of them, made use of some methods such as empirical research, quantitative analysis and comparative technique from macroscopy and microscopy. In this way, my aim was to find problems and opportunities of china banks, gave my suggestions for improving management and performance of them.In this dissertation, my innovation was to bring MVA ,VAR and RAROC to traditional financial performance estimated sysytem. Traditional system can not evaluate generally banks' performance because of lacking the measurement of market value and market risks. On the other hand, new evaluation method can help banks' managers improve performance according to results of the estimatation. In this paper, I drew some conclusions: Firstly, earing power is a great gap between home banks and foreign counterparts. Secondly, it is high timethat banks improved their abilities of risk management. Thirdly, local banks should strengthen profitability for own shareholders, government should take effective measures to perfect home stock market as china banks' market values to come true. Last but not least, stock innovation is the only way to china banks for keeping up with foreign advanced level.This paper had five chapters. The first chapter dicussed the background, significance, contents, methods, prospective aims and basic strctures. The second introduced present status of china banks at beginning, then establish financial performance estimated system from several aspects, for example, earning power, liquidity, safety and market risks. The third make an assessment of local banks' performance by using the evaluation system. The fourth estimated three foreign sample banks, and compared their performance with those of home banks. The final chapter make an differences analysis in terms of result of the compare, at the same time, bring forward reasonable suggestions.