The Achievement Analysis And Management Measures Of The Foreign Bank Entering China

Foreign bank has already entered China for 26 years. During these years, the foreign banks experienced four stages. The first stage is from 1979-1980, the symbol is that Japan Export and Import Bank set a branch in Beijing in 1979.During this stage, the foreign bank can not set independent branch. The second stage is from 1981-1991. The greatest brake during this stage is that the foreign bank has set business center in Shenzhen, Xiamen, Shantou, Zhuhai, Hainan and Shanghai. The third stage is from 1992-2001. During this stage the foreign banks developed deeply and fully. For example, the China government had allowed the foreign bank opened the RMB business in Shenzhen and Shanghai in December of 1996.In the year 1998, the China government had widened the constricts to enter and encouraged them to develop in the middle and west areas. The fourth stage is from 2002 to now. China became the formal member of WTO in December of 2001, it symbols that the foreign banks would get into a new and opening fully stage.Referring to the affect to China bank, on one hand, the foreign bank can bring competition effect, overflow effect, human resource effect and marketed reform effect. On the other hand , the entrance of the foreign bank may impact the childish bank industry of China. It may raise the risk and challenge the economy control ability and financial management ability of the China government. The facts demonstrate that the entrance of the foreign bank can improve the market structure of China bank industry and advance the effect acceleration of the bank industry. The entrance of the foreign bank has competition effect, but it has bad effect to the before-tax profits and management costs. And it may also drive the non-rate business, but the effect of pure rate revenue to China bank is not obvious.China manages the foreign banks in the similar way "with other countries, That is, it makes many laws and rules. These rules have three parts: organization pattern management, entrance condition management and entrance scope management. During the past 20 years, China has made great progress not only in the principle but also in the law, entrance condition, management scope and the management technology and means. That is, in only 20 years China has experienced the way the western countries for hundreds of years. Although during this stage, the China banks have not appeared big problems, we can also find that the entrance management frame also has many defects. We should research the management to the foreign banks.This essay has four parts:The first chapter: the actual entrance state to China of the foreign bank. First look backward the experience of the foreign bank entering China. Then analyze the new case of the foreign bank opening business.The second chapter: the entrance causes of the foreign bank. First look backward and estimate the transnational bank theory, then analyze the general entrance causes of the foreign bank.The third chapter: the achievement analysis of the entrance of the foreign bank. First analyze the effect to China bank industry of the entrance of the foreign bank in quality. Then analyze the effect to China bank industry of the entrance of the foreign bank in quantity.The fourth chapter: the management measures to the entrance of the foreign bank. According to the this essay, the entrance management to the foreign bank should obey Basel Agreement, consult the success experience of the developing countries, solve the problems in financialmanagement legislation, transfer the entrance management pattern and consummate the management condition.This essay employs the analysis method in standard analysis and empirical analysis. The effect of entrance of the foreign bank should be based on a certain value judge. The entrance management policy is also based on a certain value judge. When judge and analyze the problems we cannot do without the facts. So we should use empirical analysis. This essay employs the analysis method in quality and quantity. We can see the good and bad effects of the foreign bank. From the analysis in quantity we can see the entrance of the foreign bank affects what aspects and the effect extent. Then we can make scientific conclusions.