Analysis Of Credit Risk Management Of Group Corporation

The group corporate clients have become the important customer community and the main profit center of the modern commercial banks. They not only bring the considerable revenue to the banks, but also the potential risk and the massive losses. The investigative object of this article is the credit risk management of group corporate clients, and the thread is based on the theory of credit risk management and taking bank C as example, analyzes the related issues on credit risk management of group corporate clients. Then give the suggestions of managing credit risk through the case of group A about cash pool established. This article summarizes the general theory and gives the definition the of credit risk management of group corporate clients. The article analyzes the issue on credit risk management of bank C from the 4 parts of banks, group corporate clients, external supervision and social environment, puts forward the successful proposal to strength the credit risk management at last. It goes in for improving the internal cash management of group corporate, restricts strongly to them relying on the external supervision and the power of the social credit system, and improves the quality of credit risk management for group corporate clients through the combination of internal and external power.