Study Of Rural Credit Risk Management For Ganquan's Saving And Loan Association

With the development of commodity economies, the Rural Credit Cooperative develops stronger and stronger. The association plays an important role in gathering unused money and its finance. However, with the enlarging scale of Credit Cooperative, it is at the risk of some loses that stem from practice, which means Risk Management and becomes our research object. The same with other companies, rural credit cooperatives are divided into different risks, credit risk is the main risk of rural credit cooperatives, which constitute the contents of this study.Based on Ganquan's saving and loan association and Credit Risk Management theory, this paper analyze the association's data and then makes result that it exist some problem, such as lacking of consciousness, low level of management. Finally, we make some suggestions for how to improve its Credit Risk Management.