The Research On Performance Evaluation System Of Listed Commercial Banks In China

With the gradual opening of China's financial markets, as well as the deepening financial system reform, China's commercial banks are undergoing a tremendous and profound changes. As the main financial system, the efficiency of the commercial banks directly influence and constrain the economic development. In the 21st century, the world economic environment has undergone great changes, in 2008 there experienced a considerable influence economic crisis on the world, which impact the economic development of the global and take certain obstacles, in this environment, we need to particular focus on the development of the banking industry. Although,in this financial crisis, listed commercial banks in China has not been too much impacted, they still need our full attention in order to ensure the right path of development of listed commercial banks in our coutry.Firstly, the research on bank efficiency is reviewed, presented research on the issue at home and abroad,emphasize on the balanced scorecard and data envelopment analysis which applied to the paper; at the main part of the article,the author establish a Performance Evaluation System for the listed commercial banks in China, used the Balanced Scorecard ideas, and design the input and output index system based on financial, customer, internal processes, learning and growth dimension, then use DEA evaluation model to study the efficiency of 16 listed commercial banks in China, and take a empirical research on the performance of the listed commercial banks in China.then there is a comprehensive analysis of the findings, through the annual analysis by vertical and horizontal inter-bank comparison, there come true a series of results of evaluation and analysis, the results show that the overall efficiency has greatly improved, including state-owned commercial banks is slightly higher than the efficiency of joint-stock commercial banks, the last paper, based on analysis of commercial banks some of the recommendations are raised to improve the level of performance of commercial banks. In the last 20 years, efficiency of commercial banks is one of the key topics for the international financial community and the national regulatory authorities,for the commercial banks, efficiency is the core, which determines the competitiveness of banks, therefore, it is significance to give some innovate ideas in the field of Performance Evaluation of Commercial Banks.This innovative set up such a DEA evaluation system based on the Balanced Scorecard, the evaluation results are basically consistent with the status of listed commercial banks in China, so this method is correct and feasible.