Study On The Disposition Of Non-Performing Assets For CC Bank

Financial institutions have a mounts of Non-performing assets, which is one of the important reasons that cause the Financial Crisis. At the present, the problem of non-performing assets is so serious in our country. Even now this problem obstructs the development of economy and banking. So it has become the most important problem, how to dispose the non-performing assets effectively.This paper makes a in-depth analysis of the status and causes of non-performing assets for CC bank by listing a large amount of data and facts. On this basis, analysis the disposition of non-performing assets and revealed some disadvantage for CC bank. Combine with the advanced experience on the disposition of non-performing assets of domestic and foreign commercial banks, and analysis the important factors on choosing the disposal mode of the non-performing assets. Propose that construct a concentrative disposition of non-performing assets. From five aspects which is objective, principles, functional orientation, content framework and implementation procedures, to expatiate how to construct a model of concentrative disposition. Propose the safeguards of constructing a concentrative disposition of non-performing assets, that is raising the refined level of fundamental management, establishing an effective performance appraisal system, establishing a high-quality team of disposing non-performing assets and establishing a informational management system. Thereby raise the disposition level and profitability of CC bank or even Chinese commercial banks.