The Research On The Model Of Medical Liability Insurance In Our Country

The medical liability insurance started at the end of 1990's,but it has been in a low state from then on. Actually,on the other hand,the medical liability risk is increasing and medical accidents is rising. That conflicts with the improvement of the laws of medical liability compensation.The bad relationship and confliction between doctors and patients does harm to the maintainance of medical order and the stablity of medical institutions,also to the compensation of victims. Therefore, how to deal with confliction of doctors and patients, and how to transfer the professional liability risk is the key problem we are facing.Currently,the commercial insurance organization and voluntary implementation of the medical liability insurance is used in our country. This choice is a reasonable choice in the development of the insurance industry environment in the late 1990s of 20th century.However, in recent years,with the rapid development of insurance industy,especially now,liability insurance is paid great attention,the old model has become into the significant factors hindering the rapid development of the medical liability insurance.Therefore,it is extremely urgent to deep analysis and think seriously about the defects and deficiencies of the model of the medical liability insurance.The theme of this paper is the reseach on the choice of the model of the medical liability insurance at the present stage in our country.The main content of this paper is divided into six parts.Part one:Introduction.It states the purpose and significance of the papers,analytical framework and the structure in the paper.Part two:Analysis of the general problem of medical liability insurance.As the starting of the whole paper,it expresses the features and definition analysis of medical liability insurance.Part three:Comparative analysis of the medical liability insurance model.Part four:Introducing the current model of medical liability insurance and implementation of the various organizations in other countries,analyzing their advantage and disadvantage,such as the United States,Japan and Sweden medical liability insurance model.Part five:Mode Selection of medical liability insurance.Combining the situation of pilot project in our country,writer try thinking and exploring China medical liability insurance model.Part six:Conclusion.Writer figures out the model of medical liability insurance for our country,and give some suggestions.At the same time, writer represents innovation and insufficient of this paper, prospect the trailing research.