A Study On The Relationship Between The Size Of Loan And The Performance Of Corporate Social Responsibility

Research on the social responsibility of Commercial Bank of China has become a major topic of managers in banking secto and academics.the paper based on panel data of listed companies in China, with case analysis of commercial bank credit, research the social responsibility of commercial banks from the perspective of lending decisions of commercial bank.First, this paper introduces domestic and foreign researchs on the social responsibility about commercial banks. Then analyzing why commercial should consider the performance of corporate social responsibility in bank lending decisions, followed by building a regression model to test the relationship between performance of corporate social responsibility and the size of commercial bank's lending. Finally, through introduce the credit approval management situation of the commercial bank, in order to further verify the correctness of the conclusions of the modeling study.This study shows that commercial bank lending decisions in practice and did not fully take into account the performance of corporate social responsibility. As the empirical results show that the relationship between performance of corporate social responsibility and the size of commercial bank's lending is negative correlation, indicating that the overall commercial bank is obviously profit-driven, even played a role in fueling the performance of corporate social responsibility improperly; conclusions from case studies show that the commercial banks have started to pay attention to the loan practices in environmental protection and requirements of energy saving.Based on research findings, this paper argues, in order to advance the practice of commercial banks in lending to fulfill social responsibility, external regulatory constraints on the commercial banks should be enhanced and improve t to accelerate the construction of social responsibility and corporate social responsibility index system.