The Research Of D Bank's Economic Capital Management In Gansu Province

The adoption of economic capital management, the capital management of bank has moved a great step from regulatory capital to economic capital. Economic capital is not only achieved a high degree of quantization based on the basis of the risk of capital loss and the mutual commitment to reunification, and continue to promote a risk management and capital management of the overall unity, the establishment of the capital constraints in the banking risk management in the central position.The main effect of the introduction of economic capital resists of the risks arising from unexpected losses, so the essence of economic Capital Management is risk management, risk management is based on the risk measurement. For D Bank in Gansu Province, the risk of measured by the model is credit risk and operational risk. The measured method of credit risk is volatility of assets, using the basic indicator approach for operational risk measurement. In addition. This article is also analyzed from the performance assessment and economic capital allocation.D Bank in Gansu Province compared from the international advanced banks is a wide gap in the management and technical capacity. It is not the true sense of the full implementation of economic capital management at this stage. In view of this, the paper analyzes the situation of the practical application in the economic capital of the bank management, found out the problem, and proposed the corresponding ideas and measures. It should focus on the popularity of the concept of economic capital, improving the economic capital measurement methods, improving the quality of basic data, strengthening the level of economic capital measurement and so on, such as measuring the level of exploration and research in an attempt to The economic capital of D Bank in Gansu Province management to provide some valuable reference.