Research On The Cooperation Between Banks And Securities Under The Mode Of Separate Operation

In 1993, Chinese financial industry before all implements mixes industry the management mode. From 1992 the second half of the year, the disadvantages of mixed operation began exposed, and plenty of bank credit funds into the securities market, speculation and stock manipulation behavior overflow, significantly increased the risk of the financial system. In the face of such serious situation, our country policymaking authorities resolute measures, decided to walk road of decentralized management. Judging from the actual effect, the segregation of mode in early against financial market risk has played a very effective function. However, with the influx of foreign Banks, commercial Banks in China due to the supervised limitations in the business competition at a serious disadvantage. Although the existing "separate operation and supervised" system in many ways, but at this stage there is lack of still have its necessity, which requires us to given the legal framework to realize the banking and securities, silver-colored card to the common development of the cooperation in this situation arises at the historic moment. It as segregation of mixed operation transition to a form of financial system reform, response call, will on China's financial management system eventually lead to western countries practised by the mixed management plays great role.This paper mainly studies is in the current differentiated management system, China how to effectively enhance the cooperation through silver-colored card of commercial Banks and securities company's core competitiveness, promote the reform of the financial system, will realize with the world financial integration counterpart. Article is divided into the following six chapters: the first chapter for quotation, mainly introduces the writing background and the papers of the basic framework, from on macroscopic understand the basic situation of the silver card cooperation, Chapter 2 is the concept of silver-colored card cooperation, the reasons and the meaning of a detailed analysis, this chapter will be the next chapters in-depth understanding of silver-colored card to the point; cooperation The third chapter research the silver-colored card to the historical development of the process and the cooperation of China and status quo, history and current situation of foreign silver-colored card to cooperation on the foundation of analysis, comparative difference between them, after our country to use this pattern has great significance, The fourth chapter began to thorough research in China's current separated operation mode of existing commonner bank-securities cooperation pattern, the fifth chapter inour country in silver-colored card to cooperate in high-level the problem in the process of development put forward reasonable constructive Suggestions. The last chapter elaborated on China's Banks and securities companies in the future cooperation in the field of new ideas and new ideas of our country, the silver card cooperation of future development direction to make the new planning and fantasy. We have reason to believe, the silver card cooperation to appear the rapid development of our country's financial market play a crucial role.