The Analysis On Institutional Reform Of Internal Fund In Commercial Bank

As China continues to accelerate the pace of financial reforming and expand the field of financial openings, the operation environment of domestic banking industry is undergoing profound changes. In the face of unprecedented challenges, it is difficult for traditional business management concepts, models, methods and means to adapt to the requirements of the developing situation. In order to survive and thrive, overturning the traditional concept of operations and revitalizing the traditional management mode are needed.Based on the foregoing considerations, this passage adopts a method of qualitative and quantitative combination, centers on the core question of establishing bank internal funds transfer price and performs systematic research from several aspects set below: Firstly, research background and significance of the thesis, research status at home and abroad as well as research purpose and methods adopted in the passage; Secondly, introduction of and evaluation on definition, operating rules, pricing approach and management function; The third chapter introduces the practical application of fund transfer pricing. The fourth chapter elaborates the necessity of internal fund transfer pricing. The fifth chapter draws a conclusion from the analysis of full-amount fund management system carried out by Shanghai Pudong Development Bank, elaborates on the improvements of full-amount fund pricing management mode and comes up with the significance of improved management on the business banks in our country. Finally, the author looks forward to the developing trend of internal fund pricing management of business banks in China, which will transform from internal trade management to full-amount pricing management of bank's cash flow.