Study On Problems About Establishing The Rural Bank In Dongying City

To ensure the further implementation of the central government'policy of supportingagriculture,the Government Work Report pointed out:we should accelerate the developmentof small rural financial institutions , promote the rural micro-credit loans, and improverural financial services. After the series of supporting policy, to establish new rural financialinsitutions in the deep rural hinterland to support the steady development of agriculture andfarmers'income has great practical significance for the maintenance of the healthydevelopment of China's financial system.Through analyzing the series problems of rural financial market in Dongying City,thispaper is sudying on the establishing rural bank in Dongying ,which is one kind of the newtype rural financial institutions.First,this paper states the current situations about ruralfinancial market in Dongying City.Then,using the comparative research methods that iscomparing to the first rural bank in China---- Sichuan Yilong Huimin rural bank,it leads tothe problems which is possible to happen during the establishment of rural bank. To solvethese problems, such as the market position of rural bank, credit risk,and how to competewith those already exsiting financial institutions,it uses the idea of game thoery in economicsfor a more deep elaboration and proposes the shortage of promotersystem.Finally, considering those current sitiations,this paper presents relevantpolicy recommendations,such as identifying the market positon of rural bank,developpingeffective government strategyies, streghthening the credit conducting, adapting approptiatecooperation and compeletition strategy,improving promoter system.