Systemic Innovation Of Logistics Finance Operation Model Based On TRIZ Theory

In recent years, with the globalization and networking of modern logistics, the requirements for logistics finance are growing, which derived from the higher requirements of its operation model. Although the academic community has done a lot of research of the logistics finance theory and proposed different classification methods, it can not meet the business needs of modern logistics finance which is changeable. To solve these problems, by innovative use of TRIZ method,we analysis the deficiencies of current model, find its conflicts. We solve the conflicts by take advantage of innovation principles of TRIZ theory, and proposed a new operation model classification method of the logistics finance from the market demand and financial companies view. New model under the premise of enhances the universality and practicality of the logistics finance without increasing the risk of financial institutions, make the operation model of the logistics finance obtains systematic innovation.First, the theoretical basis of logistics finance is studied, and the characteristics of logistics finance and business basic operation model are summarized according to the actual situation in our country. They both provide the construction basis of a new operation model. Combining logistics finance theory with TRIZ innovation theory, the necessity and feasibility of innovation in operation model of the logistics finance are proposed. The contradictions in the current model are identified by use of SWOT analysis.Secondly, in the view of supply chain, the traditional operation model of logistics finance of commercial banks was improved. We fully consider market demand, status of finance companies and the overall operating performance of logistics finance, proposed the presented the new financial perspective of classification of the logistics finance by use of materials - field analysis. In addition, we improve it using conflict resolution principles, optimize the operation theory of logistics financial model.Third, according to the design theory of logistics financial model, a new operation model was constructed based on TRIZ method. In this model, commercial banks can not only identify the operation mode and credit lines of different objects when they are financing, but also identify the loan risk according to different operating processes. Taking a logistics company and pharmaceutical manufacturing company in Tianjin for example, the feasibility and applicability of the new model is proved.Finally, I presented some suggestions for the overall development of China's logistics, which provide operational strategies and mechanisms for further development of the logistics financial services.