Strategies For The Development Of Real Estate Financial Operations Of Chinese Commercial Banks

China real estate industry has experienced rapid growth ever since early 1990s Thetwenty-first century has witnessed China real estate industry occupying a key position as afoundational and forerunning industry in the national social and economic developmentBeing a specific form of operation that tightly combines real estate and finance,real estatefinance booms and has gradually become one of the major sources of Chinese commercialbanks'incomes Recent macro-control policies have not only brought impacts on real estateindustry itselK but also produced influences on the development of real estate finance ofChinese commercial banks As a practitioner of real estate finance in a Chinese commercialbank,the author of this thesis finds that these macro-control policies and practices put toomuch emphasis on"containment"and neglect the importance of"dredging"Thus．the authorhopes to work out strategies and methods of developing the real estate financial operations ofChinese commercial banks as an active response to the direction of national policies,toprovide creative thinking of developing real estate financial products by investigating thehistory of Chinese real estate finance development,analyzing the national macro-controlpolicies,and summing up the problems that encounter the real estate financialoperations ofChinese commercial banks,SO as to"dredge"the financing bottleneck of real estateenterprises in commercial banksThis thesis consists of five parts Part One introduces such information as the resourcesof the question in discussion and the status quo of domestic and foreign researches on thistopic,and the main idea and structure of this thesis；Part Two expounds the basic concept ofreal estate finance；Part Three sums up the history of the development of Chinese real estatefinance,analyzes the effects and the status quo of Chinese macro-control policies,and pointsout the problems thatappear in the development of Chinese commercial banks'real estatefinancial operations；Part Four puts forward strategies and nev~-thinking for Chinesecommercial banks to develop their real estate financial operations；Part Five is the conclusion...