Commercial Bank Credit Risk Management

This paper mainly studies the commercial bank from the system angle the credit risk management, must discuss how does the main question is unify our country under the Basel new capital agreement related standard and the principle to be actual carries on the effective management to our country commercial bank credit risk.This article has profited from the domestic and foreign scholars about the bank credit risk fundamental research newest achievement, has thoroughly inquired about the commercial bank credit risk concept, the implication, the characteristic as well as the credit risk management general content, the level and the historical evolution in this foundation. The present paper also brings into line with the credit risk management under the Basel new capital framework agreement to carry on the comparative analysis, and separately has promulgated the our country commercial bank credit risk management backward root from the system and the technical two big stratification planes. Finally, in view of these two major problems, unifies the our country concrete national condition, discussed and proposed solved our country commercial bank credit risk...