| In 2001 the average bad loan rate of four state-owned commercial bank is 25. 37%, the bad loan sum is 1,760,000,000,000 RMB. The bad loan rate of China Construction Bank is 3.92% in 2004. the Property's bad loan rate is 7%. Personal a property of mortgage quantity is good, the bad loan rate is or so in 1.5%. But the lowest bad loan rate of the American banking is 0.44%, the tallest is 1.60% from 1976 to 1995. The first thing is that we fall the bad loan rate of... |
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