Research On The Foreign Exchange Risk Management Of Our Country Bank Being Listed In Overseas

It is not only the necessary approach that our country bank heads for the internationalization but also the important way to acquires the huge benefit that our country commercial bank has being listed in overseas. The bank is a special business enterprise that provides the funds and the foreign exchange trades. And the bank also is a center which gathers and scatters the foreign exchange risk within the whole society. However the road to happiness full of hardships, the RMB revalues continuously that result in the reform of the RMB rate of exchange system, at the same time market maker regulation is introduced to our country, thus bringing more uncertain factors to the foreign exchange risk that have already existed in our country bank being listed in overseas. However the management level of the foreign exchange risk of our domestic bank falls behind its business development requirement greatly, it is a big problem for our country bank being listed in overseas how to controls and guides the risk from the doubly increasing foreign exchange.Firstly this paper begins with the foreign exchange and its business development present conditions of our country bank being listed in overseas, in order to explore the source and distribution of the bank foreign exchange and analysis the emphasis of the bank foreign exchange business development, closely introducing the challenge and opportunity brought by the reform of the RMB rate of exchange system and the foreign exchange market maker regulation; Secondly the paper emphasizes the concept, dividing and reason of our country bank being listed in overseas foreign exchange risk, particularly depicts the influence on the bank foreign exchange risk from the foreign exchange rate reform and market maker regulation in detail; Then, this text draws lessons from the experience of the aboard developed country bank being listed in overseas, to give our country bank being listed in overseas some revelations; At the end of this paper, this text put forwards the dispersal supervision and control system under foreign exchange risk commonly management through the risk management system consisted of the construction of the foreign exchange risk management platform, process control and supervision after the event, including the foreign exchange risk management index set up, the foreign exchange exposure calculated and analyzed, all kinds of risks managed and the supervision measurement of the foreign exchange risk put forward.