The Research Of Enterprises' Customer Credit Management

Under the harsh marketing competition pressure, the credit management problem has become one of the key factor of success or failure of the enterprises, and be subjected to industry field,academic circles even governmental more and more.How to solve the antinomy of "the sale benefits is the most, the payment risk minimum", strengthen the management to the credit risk, attain the norm request of the international market as soon as possible, have become the topic that the local business enterprises need solve urgently.But, we have to admit that credit management foundation of our country business enterprises is weak.and beacauce of the limition of our country market economy, many credit theories(model) of the abroad combines unwell used for our country enterprises.This thesis think that strengthen credit management of our country enterprises should commence from the foundation work, have to attain" 1+3": should build up an organization with reasonable science, this is the premise that our country enterprises works well;And should be sound to overlay enterprises three mechanisms the whole distanceses .This is the guarantee that the credit management of enterprises works smoothly.This thesis mainly use the substantial evidence analysis and the contrast analysis, to currently our country the business enterprise credit managent present condition to carry on an analysis, as to anysis the problem and the reasons carried on the summary.Combined with successful operations of the business enterprise credit management during the period of practice, carry on elaborate of our country enterprises credit management of counterplan.This thesis contents is divided into four chapters according to the writing.Chapter 1, the writing background of the introduction thesis and the main contents and method of the research.This part aims to a nalysis and elucide the frame of the environment and thesises.Chapter 2, carried on a define to the enterprise credit management and its related concepts, also carried on elabrate domestic and international theories.Chapter 3, the system analyzed our country enterprise credit management of present condition.This part carried on elaborate the foreign advanced credit management experience first;Then analyzed our country business enterprise credit managent use the substantial evidence method;Through the contrast of the domestic and international credit management present condition secondly, got the disparities of our country credit management and advanced countries;Then thorough the reason of the present condition analyzed our country credit management.Chapter 4, is the main contents of this thesis. This chapter counterplan that how to promotes our country enterprises credit management level carry on elaborating. Our country enterprises have to attain" 1+3", build up a reasonable credit management organization credit manage of three mechanisms.The end is the conclusion part.