Research On Investment Risk About The Financial Derivative

In recent years, the financial derivative is developed rapidly under the finance innovating . An important reason why the derivative can be developed rapidly is that it can offer a kind of effective route and means for enterprises controlling and taking precautions against the risk.The risk always exists in market economy. It can't be eliminated but can be shifted. Enterprises control the risk, reduce the activity of the risk, shift the risk to those organizations and individuals who like undertake the risk for profits. The development of the derivative has offered great convenience to do it, the enterprises wanted to control and reduce the risk to those have offered the effective means to shift risk, so the derivative can develop rapidly in the western countries in short 20 years. Certainly, the derivative is a very convenient speculation tool too, some enterprises prefer to taking the enormous risk in order to chase such enormous profits. The derivative may used for and avoid being dangerous, even may used for speculation, so the derivative can form the risk source.The development in our country's financial derivative has just started, has all stored in a lot of blanks no matter in theory or on practice. The theory that I quote risk management carries on research to the market of financial derivative of our country at present .I have reviewed and summarized developing history and background of the market of financial derived product at first, and discussed about the market of financial derived product of our country and the new variety development, through financial derivative assets explain finance assets explain. To the prejudice of the financial derivative on the market, this text analyzes the financial risk of derivative from three step of risk management such as risk discern, risk tolerance, risk control. Say, the financial derivative displays does not all arise from its one's own attribute on discerning from the risk at first. It makes losses strengthen improperly that it is used that it is the financial derivative to a great extent. Secondly, in view of risk tolerance, the financial derivative has widened the combinatorial investment theory, make the risk get the further scattering, this text strengthens the risk control to the financial derivative from quantity through the introduction of several kinds of risks measuring model. Moreover, in terms of risk control, the text explain the way to limit the risk range of the financial derivative from two respects of procedure and system. These ways make the application of the financial derivative play a role in dispersing the risk and shifting the risk. The market of derived product is at the stage of saving up strength to start out, chance and risk coexist. I propose that relevant administrative departments can seize the opportunity, introduce new financial derived products and risk management in right time, in order to promote the finance of our country to develop.