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The Risk And Risk Management Of Insurance In Integrated Financial Management In China

Posted on:2008-09-25Degree:MasterType:Thesis
Country:ChinaCandidate:X Q ZuFull Text:PDF
GTID:2189360215455437Subject:Insurance
Abstract/Summary:PDF Full Text Request
Currently, foreign insurance companies and joint ventures insurance companies accounts for about 45% of China's insurance companies. Foreign insurance companies entered China intensifies the level of competition in China's insurance sector, they are almost comprehensive insurance business to international financial groups. Internationalization and globalization in the insurance business today, China's insurance companies are also into the wave of globalization, the "going out" should first strengthen their own strength. The good news is that in recent years the financial and insurance sector has accelerated its pace of integrated management in China: At the business level , insurance and banking, securities develop extensive cooperation; At the organizational level, the establishment of financial holding companies in the insurance industry is the future development direction of insurance in China. Ping An Insurance Group has become a financial holding company which groups mainly to the insurance industry, including banking, securities, funds, the Trust for the large-scale integrated management of financial holding companies.Although there are many advantages of the integrated operation, but not lose sight of what it contains great risks, to avoid repeating 1993 before monetary Industry road. This paper describes our current financial situation on the basis of comprehensive analysis of the insurance business in the financial industry are faced with risk, management has put forward a series of measures to solve these risks. This paper is divided into four parts:The first part is preface. This part introduces the purpose and significance, the theory foundation, the analysis method, the train of thought and the logic structure of the paper.On the second part, the paper introduces the overall financial position and future trends of integrated financial management in China. In this part, the paper introduces the situations and the questions exited in integrated financial management before 1993 in China. Then describes the current financial situation: the cooperation in insurance, bank and securities, and the existed financial holding companies in insurance.The third part analyzes the special risks in insurance under the integrated financial management, including the risks in the cooperation of insurance and bank, insurance and securities, the risks in insurance financial holding companies.The fourth part studies the risks management measures under the integrated financial management in insurance. This is the first part of introduction the risk management measures under integrated financial management abroad; Then learns from foreign experience and explores how the insurance under the integrated management to control its risks. The main risk management measures include establishing an early warning mechanism to risks, amending and developing appropriate legislation, strengthening financial risk management, strengthening internal management and improve external oversight, etc.
Keywords/Search Tags:Integrated financial management, Security and insurance cooperation, Banking and insurance cooperation, Financial holding company, Risk management
PDF Full Text Request
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