Electronic Currency And Central Bank Monetary Policy Research

In the economical development globalization time, but rapidly develop so long with the electronic commerce development, take the computer technology as the core information technology development, caused the people to produce with the life style huge transformation, also further impelled the currency shape development. The electronic currency took new shape the currency the monetary policy implementation has the profound influence to now the various countries' government's macroeconomic policy in, has brought the hindrance in the certain degree to Central Bank's release function and the monetary policy implementation validity.Along with the electronic currency unceasing development, the various countries Central Bank from has not controlled to the electronic currency to gradually supervises and manages. As developing nation China, we do not have the reason to concentrate the monopoly to the electronic currency release implementation Central Bank, otherwise further will enlarge with the developed country in the electronic finance aspect distance, but simultaneously will have take to guard against the financial risk as the basic premise, will cease in the deficient credit ability organization electron currency release from the source cheat, will avoid the electronic currency crisis the dominoes phenomenon. Therefore, strengthens the electronic currency in under the encouragement financial organ finance innovation premise financial supervising and managing, has key, has the goal to strengthen the electronic currency surveillance management, especially to needs to open the eyes the big eye in fast development financial organ and the non- financial organ release electronic currency, the request electron currency issuing agency formulation detailed thorough electron currency release, the management and the settlement system, and the implementation to Central Bank's regular report, is advantageous to the prompt discovery unusual symptom of a trend and from the macroscopic financial angle overall plan guidance.This article through the currency theory which is connected from in the electronic currency concept and the economic obtains, analysis currency development and the Central Bank monetary policy theory flaw, begins by the electronic currency payment and the circulation function, research and the analysis electron currency development legal localization and the Central Bank to electronic currency supervising and managing measure and the Central Bank monetary policy effective implementation way, the method proof electron currency which unifies through the theoretical analysis and the real diagnosis analysis the currency theoretical analysis further analyzes the Central Bank monetary policy implementation in the payment and the circulation environment the validity, Finally proposes under the electronic currency development through the model overseas experience like European Union's electronic currency instruction and the Barthel committee to commercial bank's risk management supervising and managing analysis from three aspects our country Central Bank's currency countermeasure, 1, to electronic currency issuing agency electronic currency release and risk management formulation corresponding law. 2 refers to the Barthel agreement, establishes the electronic currency issuing agency the capital to be sufficient rate, the fluidity, the risk management and the internal control as well as the information disclosed and so on the aspect supervising and managing system strengthens to the electronic currency release management and the regulation. 3rd,strengthens with the various countries Central Bank cooperation, should to the international fund mobile risk. The Central Bank needs positive and the international organization cooperation, founds between the country to cooperate, speeds up national the financial development, the financial deepening and the economical fast growth.