The Research On Village Debt In China

The village debt which is a broad economic category involves the extremely widespread scope. The article analyzes the village debt which is heavy cannot be repayde for a long time . Based on reasons of administration,economy and other aspects, villages and towns government,village commission and village collective economy organizations borrow money from farmers,inhabitants,banks and the non-financial system enterprises. The accumulated village debt has serious influence on security of national finance and stability of rural society. If we can not solve the problem properly and thoroughly, farmer's bear will be impossible to reduce fundamentally, rural economy will not develop continually and fast, the countryside basic unit of political power cannot consolidate and the society cannot stabilize.In the article, we differ direct reasons from system reasons and elaborate formation reasons of the village debt from phenomenon to essential. With direct reasons of completing standard promote by debt, establishing enterprises by blind loan, the increasing debt of personnel inflating, completing tax and fee duty by loans, accumulating interest of debt , the village debt grow suddenly. The institutional reasons have following several aspects. First are village administration system reasons including backwardness of administration management way, the twisting function because of governments'law group behavior and the extremely fat of village and town party political organizations. Second are supply and demand mechanism aspect reasons of rural public goods. Third is villages and towns financial control system. Villages and towns government lacks sufficient and stable source of wealth. Property rights and governance don't coordinate. Forth is flaw of correlated system legal. For example, the collective ownership of countryside land and villager's autonomous organizations have legal flaw.We can not melt the village debt by one day or one night. Firstly we should determine an overall mentality. Secondly we use diverse means to melt different types of the debt. Finally we strive for gradually reducing the debt. Undoubtedly the melt is essential and the guard against is more important. So we should begin from the system such as developing the reform of countryside administrational management, reforming and innovating the supply and demand mechanism of countryside public goods, reforming and consummating village financial management system. We prevent the new debt from source occurrence.