Study On Life Insurance's Current Situation Of A&L Management In China

The thesis aims to submit an optimized strategy for improving current A&L management status of our country and push forward its healthy development by studying current situation of A&L management, learning its phase and analyzing exposed issues.The paper consists of 4 parts. First part: introduce A&L management foundational theories and main approaches in life insurance industry. Second part: summarize experience and approaches of international life insurance by comparing with practice in several countries. Third part: introduce current status of A&L management in our country, including detailed approaches and its system, which focus on matching of asset and liability nowadays. Based on the matching status, this part brings forward practical issues concerned, which is to provide support for the selection and improvement of our insurance A&L management pattern. Fourth part: come up with the strategy for improving and optimizing A&L management by selection of the pattern, setup the system and promotion investment.The points innovated of this paper are:■Analyze the current matching status of core A&L management in life insurance by detailed data support.■Summarize exposed issues in-depth of A&L management.■Work out the optimized strategy that should be in line with its developing phases, including selection of management pattern by phase, building management structure by horizontal and vertical way, appliance of management approaches by phase and implement of investment strategy by phase.