Research On Construction Of Rural Financial System Of Jilin Province

Jilin province is a big province of agriculture. It is also a moneyless and falling behind region in China. Lack of money is a key problem influencing the development of rural economy in Jilin province. Therefore, the important of financing supports to agricultural development is beyond doubt. But the lag of changes of rural financial system of Jilin province strongly restricts further development of the rural economy of Jilin province. This needs urgently to carry on new plans and schemes for the rural financial system according to the new situations and requests, so as to promote great-leap-forward development of the rural economy of Jilin province. This paper is based on these ideas. It tries to talk about the problem of the development of the rural finance of Jilin province from an angle of the problem existing in the rural financial system of Jilin province. The full paper is divided into 4 parts, and its structure and main contents are as follows:The first part is the base of theories. It summarizes leading theories about rural finance so as to find the theoretic basis for talking about the development of the rural finance of Jilin province.The second is the part of foreign experience. This paper analyzes the operations of rural financial system in the United States, France, India and Korea. This paper points out the common trend that they develop rural finance is to set up one diversified rural financial system, including business finance, cooperative finance. That provides the direction that can be used for our reference for setting up a diversified rural financial system in Jilin province. The successful experiences of foreign rural financial system development are worthy of our studying and drawing lessons from them carefully.The third part is the analysis about the present conditions. On the basis of reviewing the development of Jilin's rural finance briefly, it states that the development of rural financial institutions is not healthy, which brings Jilin's rural finance negative influence.The fourth part is the study about countermeasures. After analyzing history, present conditions of our country's and Jilin's rural financial system and development experiences of foreign rural financial system, this paper puts forwards countermeasures for setting up Jilin's rural financial system. This frame includes cooperative finance, policy finance, business financial institutions, civil financial institutions, the foreign capital financial institutions and so on. These various organization forms consist of a rural financial system that they are intermixed together by competing with each other and developing mutually. In addition, it analyzes the feasibility of establishing financial system on farmland in Jilin province, and it presents that the usufruct on land can be mortgaged, which is internal foundation on which Jilin province establishes land financial system. Because the usufruct on land acting as real rights can serve as objects of mortgage entirely, it is feasible to set up land financial system in China.