The Research Of Pension Funds International Investment Of Our Country

Pension funds, as the life money of the whole nation, make safety, circulation and profitability as its investment principle all the time. But recently we are not satisfied with the domestic investment effect, the main reason lies in that the bank deposit interest rate lowly and inflation rate high, the immature domestic capital market and the investment security lowly. See from the world, many developed countries' pension funds scales grow unceasingly, and its status and functions are more and more remarkable in the money market, it has realized with the capital market benign interaction and received higher investment income. Moreover many developed countries even if have perfect capital market, also invest certain proportion pension funds to international capital market, in order to realize its portfolio risk dispersion function and obtain good investment effect. Therefore, invest our country pension funds to the international capital market is extremely essential. It is extremely feasible to make use of the good developed market and mature investment environment of developed countries, profit from its successful investment experience to guarantee the investment of our country pension funds.This article through pension fund domestic and foreign present situations analysis, knows that our country pension funds have lower income rate and safety. In order to solve this problem, this article baizes on foreign investment experience, makes use of MarKowitz portfolio principle, constructs our country pension fund international investment model, mainly includes: international investor and strategic choice, the concrete way of international investment, international investment risk guard as well as international investment supervising and managing question.