The Research Of The Risk Keeping Watch For Consumption Loan In Commercial Bank

Sustained steady increase of economy and the economic system reformation deepening, the income using our country city and town dwell improves by large margins, have capability million are even basic according to that a lifetime anticipates that the income consumes one hundred thousand yuan of level step of commodity. Sometimes have to when anticipating such high value commodity but, be backed by the commercial bank consumer credit services. Initial stage consuming credit since domestic in developing, a lot of risk is distinguished not yet, every rough commercial bank consumer credit services business style manage, risk has managed existence much defects. On the basis the main body of a book is carried out in the situation to home and abroad consumer credit services comparing, the risk emphasizing the commercial bank consumer credit services studying in the homeland keeps watch.The main body of a book is complied with studying the commercial bank consumes credit risk theory starting, main consumer credit services product introduction , our country consumer credit services population condition , expound synthetically and bad current situation consumer credit services data put to the proof such as passing to housing loans for consumers and aiding to learn consumer credit services basis upper, be tied in wedlock consumer credit services characteristic face to face our country commercial bank consumer credit services risk current situation be in progress analytical, Point out the risk how to distinguish our country commercial bank consumer credit services , find a reason for the formation of our country commercial bank consumer credit services risk then , submit the be similar to the risk way and effective idea and suggestion keeping watch and handling this and specifically for damage brought about by our country commercial bank consumer credit services risk will do, the commercial bank is able to depend on the perfect outside environment, save social costs , strengthen assets flowability, further lessening manage risk.