A Research On The Insurance Market Of The Chinese Automobile

Along with the our country economy fast development and the lives of the people level daily enhancement, the automobile took modernized the transportation vehicle, has caused the humanity to realize to move the freedom and the status hope, the automobile enters the family already to turn the reality from the dream. In the last few years, in the economical developed major and medium city, the automobile capacity largely climbs in particular, has the private vehicle to become one fashion. Automobile quantity rapid increase, road traffic infrastructure weakness, transportation management lag, people's concept of law is not strong, causes the road traffic accident sometimes occurs, causes the person casualties and the economic loss. The severe fact and the blood lesson, makes the people to realize to the automobile insurance importance;The automobile insurance business volume big, the affected area is broad, affects in a big way, the automobile insurance business volume accounts for the property insurance company total business volume above 60%, has become our country property insurance company the main item danger to plant and the management lifeline.Will develop the automobile insurance importance based on our country, this article carries on the system, the comprehensive research to China's automobile insurance market: Including to the automobile insurance limits and the introduction, to the automobile insurance market important summary, and mainly from our country automobile insurance market supply and demand structure, the danger plants the design and the tariff, the market main body structure, the marketing way and the supervising and managing structure at present the automobile insurance market present situation carry on the induction, the summary to our country, simultaneously has emphatically analyzed our country automobile insurance market existence questions,such as the correlation necessary law, the laws and regulations system flaw, the danger plants the design, the expense is not clear, the related fundamental research is not systematic, the science, the theory actual relation is not strong and so on the question. In view of these questions, gambles the relations to the automobile insurance in to carry on the thorough analysis in every way with the information economics theory, carries on the comparison with the developed country automobile insurance, the model overseas developed area advanced experience, links to our country reality, thus plants the choice in the automobile insurance danger, how develops, related aspect and so on legal matter and automobile insurance supervising and managing draws some conclusions, how to consummates our country the automobile insurance market, how should carry on the effective standard and supervising and managing to the automobile insurance market puts forward the policy proposal.