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Research To Perfect The Legislation Of Our Banking Supervision

Posted on:2009-11-02Degree:MasterType:Thesis
Country:ChinaCandidate:W M LiuFull Text:PDF
GTID:2189360242487665Subject:Law
Abstract/Summary:PDF Full Text Request
The international practice proves that the banking is under the severest supervision not only in developed countries but in developing countries. At present, financial competition is more and more fierce, and financial risk is much higher, so how to make banking supervision efficiently in the new circumstance of economic has become a hot issue that countries concern about. Our banking supervision has no long history, and the present system is imperfect. It is significant to improve the validity of our banking supervision to research how to further perfect the legislation of our banking supervision with the experience and lessons from other countries, combing with the basic condition of China. This thesis consists of four chapters. Chapter 1 is an overview of the banking supervision. Firstly, it introduces its basic connotation, including its concept, goals and basic principles; Secondly, it introduces the concept and main contents of the legislation of banking supervision.Chapter 2 is about the experience of the legislation of banking supervision in the world and its development trend. Firstly, it reviews the main production of Basel committee, introduces and appraises the change of the Basel Agreement, analyzes the influence of the implementation of New Basel Agreement on our banking supervision; it introduces and appraises the contents of Core Principles on Effective Banking Supervision and its latest revision, discusses the usage of the new edition in our banking supervision. Secondly, it discusses the development trend of the legislation of banking supervision in the world. Chapter 3 is about the evolution and the current situation of our legislation of banking supervision. Firstly, it summarizes the process of our banking supervision, which can be divided into five stages: vacancy of the supervision buds of the supervision, integrated supervision, and establishment of divided supervision and specialization of the banking supervision. It makes a deep analysis of the problems that present in the current banking supervision, for instance, the ambiguity of duty, the insufficiency of system, insufficient compatibility of the supervision institutions, poor independence, poor integrity, lacking efficient market regulating mechanism, unsound legal system of bank crises relief, lacking resupervision of the supervisors, low level of internationalization.Chapter 4 is about the consideration of perfecting the legislation of our banking supervision. It is the main part of this paper. The writer profoundly considers establishing a suitable system of banking supervision, and comes up with feasible suggestions on perfection of the legislation of banking supervision: to choose the pattern of banking supervision which accords with the situation of a country; to reform the supervision system stage by stage, to confirm the duty completely, to enhance the compatibility of the supervision institutions, to construct system of divided supervision administered by Financial Supervision Bureau; to learn international experience and update ideas of supervision; to strengthen the legislation of supervision and prefect the legal system of supervision; to strengthen market restriction; to establish the legal system of bank crises relief, to strengthen the resupervision of the supervisors; to enhance the level of internationalization.
Keywords/Search Tags:Banking, Supervision, Legislation
PDF Full Text Request
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