Analyse On Bank Credit Risk In Corporate Merger And Acquisition

Five tides of corporate merger and acquisition (M&A) had happened in the world . It is a important way to get loan from the commeral bank for M&A.But, there is only 20% companies can get success . M&A have huge risk ,and it maybe make a large decline of the company's repaying fund.Thus,it is more important for the commeral bank to study the credit risk which come from the corporate of merger and acquisition .The article first introduced the development of M&A , and M&A financing originates ,and M&A risk .Thus M&A risk is the direct origin which in the corporate merger and acquisition bank credit risk produces. Meets down introduced at present commercial bank in credit risk management aspect some theories, the model and the method. After that has specifically analyzed in the corporate M&A bank credit risk characteristic, the origin.Then appeared a case of "the DeLong Group" , and the collapse, showed all that the bank credit fund in corporate merger and acquisition is bigger risk than ordinary creditor's rights fund . Finally proposed in the corporate merger and acquisition bank credit risk guard measure.that is to create kind system which is"the rights system of credit". Simultaneously had pointed out guards against the bank credit risk in merger and acquisition is a comprehensive risk controlled process, for instance through consummation methods and so on law laws and regulations, establishment good credit environment. Therefore this article also proposed has had for the corporate merger and acquisition in bank credit operation risk disposition certain capital viewpoint...