Establishing Financial Firewalls In Chinese Holding Company

The financial firewall system is in the process which relaxed in the financial deregulation to carry on a series of law, policy and measures. Its purpose is for making up to mix shortage. Firewall that defined is a kind of system, it requests to be in the personality independence but has a certain connection because the ownership of a share structural special, be engaged in an of the company legal person of financial business establish of, the arrestment capital, personnel and information are falsely flowing insulation measure.This text introduced its function of financial holding company firewall, theories model certificate be financial supervisor organization for guarding against benefits conflict and risk insulation, request "firewall"(C_F) of financial holding company to build of more high, it harms both of the benefits is more obvious, which can inference high firewall measure to is hindrance the operation of the financial holding company and synthesize results, so , "firewall" be loosen will be a future trend. In addition, Reviewing kinds of doubt on firewall regulation, and expatiate the logical explain on basic of the facts.Analysis the financial holding company firewall system of the United States, Japanese, Taiwanese etc., three nations and region, we can know all countries have been loose the provision of firewall, but it is still a lot of the reservation to guard against benefits conflict, risk to deliver with internal bargain of provision, and laws didn't rule in some place but need to rule, and think reserving a power circulating funds, reputation extension and exaltation reputation of firewall. Currently, the finance supervision of our country is still not high level, the self-binding force of each financing institution isn't strong either, establishing the fire wall should be strict, insure safe stability of financial system. Combine our country fire wall, the present condition of the system, categorize a firewall constitution and measure, keep the usefulness of fire wall, the fire wall constitution point lies in protecting depositor, medium small investor rights. From our country of the actual state, putting forward to establishment financial holding company fire wall system which have Chinese special features of. In the end, this article gave some suggestions with adequate setting-up of a firewall in the forthcoming Chinese law for financial holding company.